SWEETLIFE INVESTMENT LIMITED
BUSINESS PLAN

Corporate Profile

*Registered Name: SWEETLIFE INVESTMENT LIMITED LTD (CAC certified,RC NO…)and registered domain name is HTTPS://WWW.SWEETLIFEPAYPOINT.COM.NG

*Business Type: Fintech/Agency Banking & Financial Solutions

*Headquarters: Calabar, Cross River State, Nigeria

*Operating Coverage: 18 LGAs in Cross River State (expanding to South-South Region by 2030)

*Start-up Capital: ₦50,000 (working capital for float & admin)

*POS Agent Expansion Target: 1,000–1,500 agents across 18 LGAs (₦20,000 per POS device investment model)

*Core Revenue Model: ₦100 service charge per ₦5,000 transaction and other commissions

EXECUTIVE SUMMARY

*SWEETLIFE PAYPOINT is a multi-service fintech brand of SWEETLIFE INVESTMENT LIMITED that integrates agency banking (POS), daily thrift/savings collection, micro-loans, micro-investment, and real estate agency into one digital ecosystem supported by a website and mobile app platform.

The company aims to bridge financial access gaps across rural and semi-urban communities in Cross River and eventually the South-South region by 2030.